These days, insurance is an essential part of purchasing a car. Driving a vehicle and safeguarding it from future mishaps with the right insurance is non-negotiable. Insurance companies like ACKO offer car and bike insurance online, so you don’t have to be distressed. We’re going to be talking about the right coverage so you can focus on what you love—winning—while knowing you’ve got backup if something goes wrong.
Why is motor insurance important?
When you’re driving, events can take a turn in the blink of an eye. Accidents, breakdowns, and even bad weather can often ruin things for the driver and the car. In that scenario, insurance is your only safe bet. Nobody wants things to go south, but it does sometimes. When that happens, you want to know that you and the car are safe, with financial help on the way.
Insuring your vehicle has never been so simple. With motor insurance becoming digital, you can purchase your policy at the most affordable premium, maintain and renew it along with processing your claim online when required. Insurance covers protection against accidents, thefts and calamities, with cover for zero depreciation cost, roadside assistance, and engine protection.
Mandatory Insurance
One type of insurance you definitely need is third-party liability insurance. If you accidentally crash into another car or cause damage to someone else’s property, you’re responsible for it. This cover makes sure you don’t have to bear those expenses yourself. Moreover, it’s legally required to have it before you can even hit the road.
Vehicle Damage Cover (Comprehensive)
Purchasing a car is one of the biggest expenses anyone will ever make, but regardless of your expenditure, crashes and mechanical breakdowns are common. Comprehensive insurance is so important. Not just for accidents, you will be financially protected if your pride and joy gets stolen or catches fire. It can save you a tonne of money, especially when you’re dealing with high-performance vehicles that are expensive to fix.
Personal Accident Insurance
Cars are material, the person behind the wheel is not. That’s why personal accident insurance is a must for any driver. If you have this plan you get coverage for permanent disability or death.
Extra coverage to think about
In addition, these are some extra features that can help you out:
- Towing & Roadside Assistance: Even if your car breaks down in the middle of the road, you can instantly call for help, and you’ll be provided with services like towing, minor fixes, and even fuel delivery.
- Protection Against Equipment and Spare Parts: Specific insurance plans cover items such as tools and spares, so you won’t have to cover all costs out of your wallet if they are lost or damaged.
- Engine Protect Add-on: Car engines are built for power and performance, but that also means they’re prone to breakdowns, especially when they run beyond the limit. The engine protection add-on will cover you from the cost of accidental damage. If your engine fails at any point, you can avoid the exorbitant expenses of repairing your engine.
Takeaway!
Having the appropriate coverage can prevent you from suffering any sudden financial crisis. Best of all, you can drive with confidence, knowing you’re covered for any eventuality if you have insurance in place. With all features combined and the most affordable premium for your car insurance, head over to the ACKO Insurance platform to find your insurance options and protect yourself and your car from any unpredictability.
